What is Title Insurance?

Unlike casualty insurance which protects against future acts, title insurance protects against loss or damage resulting from defects that may have occurred in the past.

Why do we need Title Insurance?

A real estate purchase is one of the best investments you can make, so you need to be certain to protect your land ownership against possible title problems that can hinder the transfer of your real property or make it unmarketable.

Why do lenders need Title Insurance?

The mortgage lender is concerned about the quality of the title because the property is to be security for the new mortgage loan. The mortgage lender requires assurance that it has a valid first (or another acceptable priority) mortgage lien on the property.