Form GE-1 - Gap Protection

Insured against loss by reason of recorded deed or encumbrances which appear subsequent to commitment date, but prior to the effective date of the policy. Note: The Company automatically provides this protection when it conducts the closing.

Form 100 - Comprehensive Lender's Endorsement

Assures Lender that: There are no present or future violation of covenants; No encroachments onto insured property or of insured property onto adjoining lands; No damage to existing improvements, including lawns, shrubbery or trees due to an encroachment onto any easements shown in Schedule B.

Form 140.1 (8.1) - Environmental Protection

Insures against any loss to the Lender by reason of lack of priority of the insured mortgage over State or Federal statutory environmental protection lien.

Form 100.29 - Mineral

Insures against loss by damage to existing improvements which is the result of the extraction of minerals.* Minimum of $50.00.

Form 100.30 - Mineral

Similar to the 100.29 except coverage is limited to physical damage.

Form 100.31 - Mineral

Same coverage as 100.30

Form 103.1 - Encroachment

Encroachment of improvement into easement. Insures right of use or maintenance.

Form 103.2 - Encroachments (adjoining property)

Protects insured if improvements on insured property which are partially located on adjoining property must be removed from adjoining property.

Form 103.3 - Encroachments (easements)

Insures against loss or damage resulting from forced removal of an encroachment onto an easement resulting from various uses of the easement.

Form 115.1 - Condominium

Insures that: The property insured is a condominium; The condominium has been properly created and is in accordance with state condominium statutes; The CCR's of the condo declaration are not presently violated and contain no reversion or forfeiture clause; The condo unit is separately taxed; No impermissible encroachments exist; Insures over lien for condo assessments and any right of first refusal.

Form 115.2 - P.U.D.

Insures no present violations of CCR's and that said CCR's do not contain a reversion or forfeiture clause and insures over liens for assessments, encroachments and right of first refusal.

Form 130 - Extra Protection

Insures against the following: Certain mechanics liens concerning the improvements completed before the date of the policy; Forced removal of the principal dwelling due to zoning violations. Note: Pre-printed mechanics lien exception is not deleted.

Form 130.2 - Owner's Extended Coverage

Provides: Mechanics lien protection; Survey protection; Owner's inflation coverage; "Gap" protection; Covenant and restriction protection; Plain Language Coverage. Note: Pre-printed mechanics lien exception is deleted.